Content intended for educational/informational purposes only. 不是投资建议，也不是任何证券、策略或帐户类型的建议.
沙巴体育盘口 does not provide tax advice. 沙巴体育正规网址建议您就个人情况咨询税务规划专业人士.
1A donor may elect to treat a contribution to a beneficiary’s account as made ratably over a five-year period. As a result, 捐赠者可以向受益人的账户捐款80美元,000 (or up to twice that much if the donor and his or her spouse elect to “split” gifts) without any negative gift tax consequences, so long as the donor does not make any additional contributions to the account (or any other gifts to the account beneficiary) during that tax year or any of the succeeding four calendar years. A Federal Gift Tax Return (Form 709) is required to be filed. Please consult with your tax or legal professional. If the donor dies before before the end of the five-year period, the portion of the contribution allocable to years after the donor’s death will be includible in the donor’s estate for federal tax purposes.
An investor should consider a 529 plan's investment objectives, risks, charges and expenses before investing. A plan's Program Disclosure Statement它包含更多的信息，在投资前应仔细阅读.
Investors should consider before investing whether their or their beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program and should consult their tax advisor, attorney and/or other advisor regarding their specific legal, investment or tax situation.
在投资之前，仔细考虑计划的投资目标、风险、费用和费用. This information and more about the plan can be found in the 施瓦布529教育储蓄计划指南和参与协议, available from Charles Schwab & Co., Inc., and should be read carefully before investing. If you are not a Kansas taxpayer, consider before investing whether your or the beneficiary's home state offers a 529 plan that provides its taxpayers with state tax and other state benefits such as financial aid, scholarship funds, 而且只有在这个州的合格学费项目中才能获得对债权人的保护. Tax and financial aid treatment of 529 plans is subject to change. 和任何投资一样，在这个计划上投资都有可能赔钱.
An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the money market fund in which your investment option invests (the "underlying fund") seeks to preserve its value at $1.00 per share, the underlying fund cannot guarantee it will do so. The underlying fund’s sponsor has no legal obligation to provide financial support to the underlying fund, and you should not expect that the sponsor will provide financial support to the underlying fund at any time.
沙巴体育正规网址通过沙巴体育正规网址提供嘉信529教育储蓄计划 & Co., Inc. and is managed by American Century Investment Management, Inc. The plan was created by the Kansas State Legislature under the provisions of Section 529 of the Internal Revenue Code and is administered by the Kansas State Treasurer. Notice: Accounts established under the Schwab 529 Education Savings Plan and their earnings are neither insured nor guaranteed by the State of Kansas, the Kansas State Treasurer, American Century Investments®, or Charles Schwab & Co., Inc. Accounts established under the Schwab 529 Education Savings Plan are domiciled at American Century Investments and not Schwab.
美国世纪投资公司从基金公司获得报酬, including American Beacon Advisors, Metropolitan West Management, LLC, and JP Morgan Funds for recordkeeping, shareholder services, and other administrative services associated with funds held in the Schwab 529 Education Savings Plan portfolios.
施瓦布和美国世纪投资管理公司的项目经理., have designed the investment strategy and investment options to require or favor the selection of Schwab-affiliated funds, American Century funds, and certain third party mutual funds that have a business relationship with Schwab or American Century. Accordingly, 在选择投资组合的基金时存在利益冲突，因为沙巴体育正规网址, a Schwab affiliate, or American Century, respectively, earn more revenue as a result. The selection of specific mutual funds for the portfolios is subject to the oversight and approval of the Program Administrator. 更多关于沙巴体育正规网址与项目经理之间财务安排的信息, and between the Program Manager and the underlying funds, please see the "Fees and Expenses" section within the "施瓦布529教育储蓄计划指南和参与协议."
Charles Schwab Investment Management, Inc. (CSIM)是沙巴体育正规网址和劳德基金的投资顾问. Charles Schwab & Co., Inc. (沙巴体育正规网址)SIPC会员，是沙巴体育正规网址和劳德基金的分销商. CSIM and Schwab are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation.
Information provided is for general purposes only and is not intended to be a substitute for specific individualized tax or legal advice. 如果需要或合适的具体建议，请咨询合格的税务或法律顾问.
American Century Investment Services, Inc., Distributor.
本材料仅供一般和教育用途, and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under U.S. federal tax laws. 本材料不是出售或招揽购买任何证券的要约. Any offer to sell units within the Plan may only be made by the Program Disclosure Statement and Participation Agreement relating to the Plan.
沙巴体育盘口 does not provide tax advice. Every individual’s tax situation is different, and it is important to consult a qualified tax advisor regarding the application of a 529 plan’s benefits to your own individual situation.
This is not an offer or solicitation in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction, including, but not limited to persons residing in Australia, Canada, Hong Kong, Japan, Saudi Arabia, Singapore, UK, and the countries of the European Union.
沙巴体育盘口, Inc., member FINRA/SIPC, a subsidiary of The Charles Schwab Corporation. 沙巴体育盘口是由沙巴体育盘口 IP Company, Inc .共同拥有的商标. and The Toronto-Dominion Bank. © 2022 Charles Schwab & Co., Inc. All rights reserved.