Before investing carefully consider the underlying funds’ objectives, risks, charges, and expenses. For a prospectus containing this and other important information about each fund, contact us at . 投资前请仔细阅读招股说明书.
所有的投资都有风险，包括本金的损失. 过去的表现并不能保证未来的结果. There is no assurance that the investment process will consistently lead to successful investing. Asset allocation and diversification do not eliminate the risk of experiencing investment losses.
ETFs can entail risks similar to direct stock ownership, including market, sector, or industry risks. Some ETFs may involve international risk, currency risk, commodity risk, and interest rate risk. Trading prices may not reflect the net asset value of the underlying securities.
共同基金受制于市场, exchange rate, political, credit, 利率与提前还款风险, 哪些取决于共同基金的类型.
Discretionary advisory services are provided for a fee by 沙巴体育盘口 Investment Management, LLC (“TDAIM”), a registered investment advisor and subsidiary of The Charles Schwab Corporation. 有关更多资料，包括投资风险，请参阅 披露小册子(ADV第2A部分).
TDAIM will assess an annual advisory fee based on the value of assets in your 沙巴体育盘口 Investing Account ("TDAIA"). The fee will be assessed at the beginning of each quarter in advance for that quarter and will be prorated for accounts opened and closed during that quarter. 沙巴体育盘口公司. will not charge commissions for eligible securities trades placed in your 沙巴体育盘口 Investing Account. 所有费用可能会有变动.
TDAIM and 沙巴体育盘口 provide periodic comprehensive reporting services, which can incorporate all of the client’s investment assets including those investment assets that are not part of the assets managed by TDAIM (the "Excluded Assets") (assets over which the client maintains trading authority vs. 指定给另一位投资专业人士的交易授权机构). The service relative to the Excluded Assets is limited to reporting services only, 哪些不包括投资执行. Because TDAIM and 沙巴体育盘口 do not have trading authority for the Excluded Assets, 在适用于排除资产性质的范围内 , 客户(及/或其他投资专业人士), 而不是TDAIM或沙巴体育盘口 shall be exclusively responsible for directly implementing any recommendations relative to the Excluded Assets.
The client and the client's advisors that maintain trading authority, 而不是TDAIM或沙巴体育盘口, shall be exclusively responsible for the investment performance of the Excluded Assets. 在不限制上述内容的前提下, TDAIM and 沙巴体育盘口 shall not be responsible for any implementation error (timing, trading, etc.).
The construction of your Personalized Portfolio(s) is based solely on the information provided by you to TDAIM and is assembled in consideration of the suitability and 风险承受能力 presented specific to this account or accounts. A Personalized Portfolio is not intended to provide a complete financial plan. 其他金融机构持有的资产, while used in the assessment of your overall investment and risk profile, 快照是否及时且未被监控, reviewed, or in any way evaluated in the ongoing management of the advisory accounts by TDAIM. You are responsible to contact your Financial Consultant if you have changes to your assets not managed by TDAIM or if there is a change to your financial circumstances that would necessitate the need for an updated assessment of your Personalized Portfolio.
This is not an offer or solicitation in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction, including, 但不限于居住在澳大利亚的人, Canada, Hong Kong, Japan, Saudi Arabia, Singapore, UK, 以及欧盟国家.